orequaltoo
eyearForloa
swithalifeexceedi
go
eyearthei
terestshallbecalculatedo
amultistagebasisieFrom
extJa
1stfollowi
gtheadjustme
tofi
terestratethe
ewrateshallprevailI
casetheBorrowerfailstorepaythepri
cipala
di
terestbeforetheduedateorfailstousetheloa
forpurposesasagreedi
thisCo
tractthele
dershallbee
titledtocollectdefaulti
teresti
li
ewithreleva
trulesThedefaulti
terestrateisspecifiedi
3665．2遇利率调整时，实行分段计息的，贷款人有权根据国家有关规定自行调整，不另行通知借款人。52I
caseofcalculati
gi
teresto
multistagebasisduetoadjustme
tofi
terestratethele
dershallbee
titledtoadjustthei
terestrateo
hisow
withoutfurther
oticetotheBorrower第六条还款方式。
f优质文档在您身边双击可除
Article6TypeofRepayme
tofLoa
6．1借款人应在贷款人开设帐户，户名和帐号见36．7，并保证在每次还款日前足额存入当期应还款项的存款。借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用含律师费和诉讼费。如该帐户资产不足以归还到期的贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。61TheBorrowershouldope
a
accou
twiththeLe
derTheaccou
t
amea
daccou
t
umberarespecifiedi
367a
dpromisetodepositsufficie
tmo
eyforrepayme
tbeforeeachduedateTheBorrowerherebyauthorizestheLe
dertocollectifa
ycompou
di
terestdefaulti
terestliquidateddamagepremiumcompe
satio
a
dexpe
sesarisi
gfromtherealizatio
ofcreditor’srighti
cludi
glawyer’sfeea
dcourtexpe
sei
additio
toduepri
cipala
di
terestofloa
I
casetheasseti
thisAccou
tis
ote
oughforrepayme
tofduepri
cipala
di
teresttheLe
dershallbee
titledtocollectfroma
yAccou
tope
edbytheBorrowerwitha
ybra
chofICBC
f优质文档在您身边双击可除
6．2贷款人与借款人双方商定，自贷款发放次月起，借款人按月归还贷款本息一次性还本付息除外，还款期数及还款方式见36．8。62TheBorrowershallrepaythepri
cipala
di
teresto
amo
thlybasisExceptrepayi
gpri
cipala
di
teresti
alumpsumfromtheseco
dmo
thfollowi
gtheissui
gofloa
asagreedbetwee
theBorrowera
dLe
derTherepayme
tte
orsa
dtypearespecifiedi
3686．3借款期间遇利率调整，如执行本合同5．1条实行分段计息的，对借款期限在1年以上的，应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整，重新计算还款金额。63I
caseofmultistagecalculatio
ofi
terestasspecifiedi
51duetoadjustme
tofi
teresr